I didn’t know exactly where I wanted to go with the idea for this web site when I started, but I did hope to learn a lot along the way. Between doing research and writing articles here and reading lots of other great blogs around the Web, a few things come to mind as the most important so far.

  • There will be setbacks.
  • Patience is a requirement.
  • No matter how much debt I pay each month, it doesn’t feel like enough.
  • A $1,000 emergency fund sounded like a lot until I needed to use it.
  • Losing weight is harder than paying off debt.
  • There is no perfect plan for everyone to follow.
  • The only universally applicable money management tip is to SPEND LESS THAN YOU EARN.

What have YOU learned in your journey- whatever stage you may be? If I get enough tips I’ll create another post with links to the authors. Thanks!

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