Comments on: Simple Steps for a Cash Only Christmas http://www.financeandfat.com/archives/simple-steps-for-a-cash-only-christmas/ More Wealth, Less Fat Tue, 08 Mar 2011 21:39:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: emeyer http://www.financeandfat.com/archives/simple-steps-for-a-cash-only-christmas/comment-page-1/#comment-2899 emeyer Fri, 26 Dec 2008 22:36:21 +0000 http://www.financeandfat.com/?p=222#comment-2899 This is a great idea. Currently my credit card has about double the charges it would normally have on it after buying all the family Christmas gifts. I can afford to pay it off (in full and on time) but it will mean that there will be no dinners out, new clothes etc in January. In 2009 I plan to put $25 a week directly into an online account so that come Christmas I can just pay cash! Thanks for such a great idea. This is a great idea. Currently my credit card has about double the charges it would normally have on it after buying all the family Christmas gifts. I can afford to pay it off (in full and on time) but it will mean that there will be no dinners out, new clothes etc in January. In 2009 I plan to put $25 a week directly into an online account so that come Christmas I can just pay cash! Thanks for such a great idea.

]]> By: Melanie http://www.financeandfat.com/archives/simple-steps-for-a-cash-only-christmas/comment-page-1/#comment-2858 Melanie Wed, 17 Dec 2008 19:11:01 +0000 http://www.financeandfat.com/?p=222#comment-2858 Congratulations! We had our second annual cash-only Christmas this year, too. :-) I started late, in May, and only budgeted to save what we could manage as we got our finances under control... and then we experienced a layoff for a couple months, so the fund wasn't nearly as big as we (read: my husband!) wanted it to be. But he got a big (November) cash birthday gift from his mom--and what he really wanted was to buy more Christmas presents, so that's what he did. Next year, we start in January, and I divided by twelve--because that'll keep that last payment firmly planted in December to buy a tree and the small stuff I forgot to plan for. :-) Last year was just sort of working overtime and spending bonuses, but this year was much much better. Next year should be better still. Two thumbs up for savings accounts and automatic deposits. Congratulations! We had our second annual cash-only Christmas this year, too. :-) I started late, in May, and only budgeted to save what we could manage as we got our finances under control… and then we experienced a layoff for a couple months, so the fund wasn’t nearly as big as we (read: my husband!) wanted it to be. But he got a big (November) cash birthday gift from his mom–and what he really wanted was to buy more Christmas presents, so that’s what he did.

Next year, we start in January, and I divided by twelve–because that’ll keep that last payment firmly planted in December to buy a tree and the small stuff I forgot to plan for. :-)

Last year was just sort of working overtime and spending bonuses, but this year was much much better. Next year should be better still. Two thumbs up for savings accounts and automatic deposits.

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