It’s been a while and, despite my good intentions, I simply haven’t kept up with the blog like I want to. But I miss writing. When I was writing regularly, this blog really helped me improve myself. Even though I don’t know most of you personally, I feel a real sense of accountability for what I write here. The numbers I share are real, and even though I’m sure no one out there is keeping track of every little detail, I feel an extra sense of responsibility to make wise decisions as if that was the case.
So here we go. My plan is to write occasional updates on my personal progress, and focus more on sharing what I’m learning from books and blogs. I’ve read a lot that I haven’t written about yet, so I have a backlog of quality information ready to go. And I’m learning a lot about myself — which I think is useful to some people, at least those of you who struggle with debt and fat like I do.
Since I started this blog, way back in 2007, I paid off all my credit card debt and two car loans (but this story doesn’t have a happy ending). However, I never had any real success with weight loss. The best I managed to do over the past 5+ years was to lose about twenty pounds, but I always gained it back — and eventually added even more. I finally peaked at an all time high of 278.6 pounds in February of last year.
So as things stand today, I’m actually worse off than I was in the beginning. After having paid off my original credit card debt, I’m now back in deeply. Fortunately, I’ve managed to make some progress with my weight over the past year. I’m still too fat, but I’m down almost forty pounds from my high. So there is hope. It really sucks that I racked up debt while really knowing better, but I don’t feel overwhelmed because I know I can fix this mess again. All that matters is finally learning the lessons and never letting it happen again. And that’s where I think blogging will help.
The Horrible Details
How I got here is a long story. As I write this, my credit card debt is $40,062.89. It’s painful to write that, but I’ve stopped using the cards and the balance has actually gone down this year. Getting under $40,000 next month will actually be a nice milestone.
For my weight, as of last week, I weighed 240.28 pounds with 26.63% body fat (I average my weight weekly to track progress). That’s painful to write as well, but I’m hopeful for the future because it’s a lot less than I weighed last year.
This is a big mess I’ve created over many years and I know there aren’t any quick solutions. Lately I’ve put a lot of effort into understanding my behavior and why I’ve made the decisions I have. I see my debt and fat as symptoms of bigger problems. Maybe it could all be blamed on simple stupidity, but I think it’s more complicated than that.
My goal for 2013 is to get my weight down to 215 pounds and my body fat under 16%. For reference, I’m using my Withings WiFi scale for both measurements. I know the body fat measurement probably isn’t truly accurate, but it’s good enough for a point of reference.
For my debt, there’s too much to try to tackle in one year. My goal for 2013 is to pay off my highest interest credit cards. As of today, I have $5,456.30 of credit card debt at over 20% interest. That’s just an absolute killer and paying it off is my top priority.
So that’s a quick look at where I stand today. I hope that sharing this will help me get my act together and I hope there’s someone out there who will benefit as well. It feels good to be writing again and I’ll have a lot more to share soon.